As at and for the year ended 31 December Consolidated
  2020 2019 2018
(Restated)		 2017 2016
Operating Performance (Million Baht)          
Interest Income 4,213 4,339 4,074 44,681 45,208
Interest Expenses 1,620 1,599 1,515 15,511 16,740
Net Interest Income 2,593 2,740 2,559 29,170 28,468
Non-interest Income 10,317 4,744 5,546 13,402 12,231
Net Operating Income 12,910 7,484 8,105 42,572 40,699
Other Operating Expenses 2,910 3,034 3,019 20,836 21,025
Expected Credit Loss/Impairment Loss of Loans and Debt Securities (Reversal) 595 (316) 302 6,236 6,210
Profit before Income Tax 9,405 4,766 4,784 15,500 13,464
Income Tax 1,557 1,367 927 1,159 853
Profit for the Year from Continuing Operations 7,848 3,399 3,857 14,341 12,611
Profit for the Year from Discontiued Operations - 13,361 11,949 - -
Profit for the Year 7,848 16,760 15,806 14,341 12,611
Net Profit of the Company 6,669 10,807 7,839 7,001 6,013
Net Profit of Non-controlling Interest 1,179 5,953 7,967 7,340 6,598
Operating Performance Ratio (Percent)          
Return on Average Assets (ROAA) 5.24 1.67 1.54 1.45 1.29
Return on Average Equity (1) (ROAE) 10.47 15.70 12.25 11.80 10.89
Debt to Equity Ratio (D/E Ratio) (times) 0.93 1.17 6.69 6.88 7.07
Financial Position (Million Baht)          
Loans to Customers and Accrued Interest Receivables - net 50,251 53,159 731,125 688,844 667,522
Total Assets 140,756 160,927 1,060,929 1,025,525 966,867
Total Liabilities 67,987 86,868 923,011 895,455 847,016
Total Equity 72,769 74,059 137,918 130,070 119,851
Equity Attributable to Owners of the Company 63,311 65,833 65,735 62,020 56,891
Common Share Information          
Information per Share (Baht)          
Basic Earnings per Share 6.26 9.43 6.74 6.01 5.16
Book Value 60.38 57.46 57.15 53.23 48.83
Dividends (2) 1.20 7.00 2.60 2.20 2.00
Common Shares Outstanding (Million Share)          
Average-Basic 1,066 1,146 1,164 1,165 1,165
End of Year 1,049 1,146 1,150 1,165 1,165
Share Price (3) (Baht)          
High 57.00 59.50 60.25 58.00 44.75
Low 27.00 50.25 46.25 43.75 33.00
Close 34.50 53.50 49.75 56.25 44.00
Market Capitalization (Million Baht) 40,197 62,334 57,965 65,539 51,266
Other Information          
Employees (4) 1,864 2,062 13,893 13,885 14,763

Notes

(1) ROAE is calculated from equity attributable to owners of the Company

(2) Dividend per share for 2020 is interim rate paid and Dividend per share for 2019 is interim rate paid plus special interim rate paid

(3) Local Board / Highest and Lowest Share Prices During the Year

(4) Number of employees in 2020 and 2019 excludes employees of TBANK, TFUND, and TBROKE